Privacy Policy

Last updated: June 18, 2026

1. Information We Collect

• Account Information: name, email, phone number, and profile details.
• Loan Information: loan names, principal, rate, tenure, EMI, and simulation inputs.
• Technical Information: device type, app version, diagnostics, and usage analytics.

2. How We Use Information

• To create and maintain your account.
• To provide loan analytics and simulation features.
• To improve app performance, security, and user experience.
• To send service notifications and important updates.

3. Sharing and Disclosure

We do not sell personal data. We may share limited data with service providers for infrastructure, analytics, communications, and customer support under contractual safeguards.

4. Data Retention

We retain personal data for as long as needed to provide services, comply with legal obligations, resolve disputes, and enforce agreements.

5. Security

We use reasonable technical and organizational safeguards such as encrypted transport, access controls, and monitoring. No method of transmission or storage is completely secure.

6. Your Rights

• Access, correction, or update of your profile data.
• Request deletion of your account and related data.
• Withdraw consent where processing is consent-based.

7. Children's Privacy

Credgy is not directed to children and is not intended for users below the age permitted by applicable law.

8. International Transfers

If data is processed outside your region, we use legally appropriate safeguards consistent with applicable privacy laws.

9. Contact

Privacy requests and concerns: reach@credgy.com