Multi-Loan Dashboard
Manage home, personal, and vehicle loans in one clean dashboard with repayment progress and key metrics.
Loan Clarity for Real Life
Plan every loan move before it costs you.
Credgy is your personal loan strategy assistant. Track all loans, run what-if simulations for prepayment and EMI or ROI changes, compare outcomes side-by-side, and move toward debt freedom with confidence.
Trusted by borrowers to plan smarter repayments with clarity.
Credgy Insights
Live
Potential yearly interest save
₹2,14,000
EMI View
ROI Tracking
Scenario Compare
Smart Alerts
Built for smart borrowers
Prepayment Simulator
Test one-time or recurring prepayments to understand tenure reduction and total interest impact.
EMI Change Analysis
See how increasing or lowering EMI affects payoff timelines and long-term financial commitments.
ROI Change Tracking
Model floating rate changes and explore their effect on EMI, principal outstanding, and repayment duration.
Scenario Comparison
Compare strategies side-by-side to choose the most efficient path for your monthly budget and goals.
Reports and Insights
Export practical summaries and get AI-backed guidance to make confident, data-driven repayment decisions.
Trust and transparency
Terms and Conditions
Review app usage terms, account responsibilities, and service limits.
Read TermsPrivacy Policy
Understand what data we collect, why we use it, and your rights over personal information.
Read Privacy PolicyData Safety
See how data is stored, encrypted, protected, and retained in the Credgy platform.
View Data SafetyData Deletion
Learn how to request deletion of account and associated data, including expected processing timelines.
Open Deletion Policy